Your Host, Residual Joe, Residual Joe, a Baltimore entrepreneur, helps individuals overcome financial obstacles and achieve their dreams. With a passion for empowerment and a drive for success, Joe challenges debt collectors and improves credit. In 2019, Joe became a fierce advocate for those struggling with debt. He fought unfair debt collection practices, achieving notable victories in court. Beyond legal wins, Joe helps individuals rebuild credit, making a substantial impact in Baltimore. He empowers others to take control of their financial futures. Joe's legacy is one of empowerment, resilience, and dedication to justice. He inspires others to make lasting differences in their lives.